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Buying a Home With a Disability: Mortgage Programs to Know
Most people get told the same handful of things about buying a home. But if you live with a disability, or you love someone who does, the standard story leaves a lot out. It leaves out income that counts when someone said it wouldn't. It leaves out grants you earned...
How to Use Title and Reverse Mortgages: What You Need to Know
When planning for retirement and managing home equity, two terms often come up: title and reverse mortgages. While they may sound technical, both play an important role in helping homeowners—especially older adults—understand their rights and options. What Is a Title?...
How to Apply for a Reverse Mortgage Loan: A Step-by-Step Guide from Supreme Lending
For homeowners aged 62 and older, financial flexibility can make all the difference in retirement. A reverse mortgage —also known as a Home Equity Conversion Mortgage (HECM)—offers a unique solution by converting a portion of your home equity into accessible funds,...
Spring Landscaping Tips: Transform Your Yard into a Beautiful Garden
With the arrival of spring, it’s time to bring your garden back to life. Whether you’re a seasoned gardener or a first-timer, these spring landscaping tips will help you achieve a stunning outdoor space that enhances the beauty of your home. Let's get your garden...
2-1 Temporary Buydown: How It Works and Potential Savings
If rising mortgage rates have you weighing your options, a 2-1 Temporary Interest Rate Buydown might be worth exploring. Supreme Lending offers this for eligible conventional, FHA, and VA loans, allowing for a lower interest rate in the first two years. This gives the...
Reverse Mortgage Explained: How It Works and Who May Benefit
A reverse mortgage* is a unique loan designed to help eligible homeowners and homebuyers aged 62 or older convert some of their home equity into cash. This program may offer greater flexibility and financial independence, especially for those entering retirement....
Your Guide to the FHA 203(k) Renovation Loan Program
Discover the Program Highlights of an FHA 203(k) Renovation Loan Are you ready to turn a fixer-upper into your dream home? Whether it’s a home you’ve just bought or already own, renovation loans like the FHA 203(k) program may help you finance both the purchase and...
Your Guide to the FHA 203(h) Disaster Relief Loan
All You Need to Know About the FHA 203(h) Disaster Relief Loan Program When natural disaster strikes, the devastation it leaves behind can be overwhelming, especially if your home is damaged or destroyed. At Supreme Lending, we know how difficult it can be to rebuild...
Renting vs. Owning a Home: Which Is Right for You?
Deciding between renting vs. owning a home may be one of the biggest debates when it comes to housing. Both options offer unique advantages, but the key is to find which fits your personal goals and lifestyle. Let’s explore the pros and cons of each option and take a...
The Hidden Costs of Homebuying: What to Know Beyond the Down Payment
Buying a home is a major milestone, and while most prospective buyers are focused on saving for the down payment, there are additional homebuying costs to consider. From closing costs to ongoing home maintenance expenses, it’s important to understand the costs beyond...
Mark Daly
Loan Officer
NMLS #317641
1209 Culbreth Drive, Suite 228
Wilmington, NC 28405
Branch: 910.348.0488
Cell: 970.237.9341
