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What Is Private Mortgage Insurance & How Does It Work
When considering buying a home and what your mortgage payment will look like, it’s important to be familiar with private mortgage insurance (PMI). All parties in the mortgage and homebuying process must be protected from certain risks, and this includes not only...
A Guide to Home Renovation Loans
Picture this – you currently own or want to buy a home with good bones, but it needs some TLC. The good news is that you don’t have to handle a home remodel alone. Renovation loans are a great option to help fund home improvements, repairs, and enhancements by rolling...
Getting a Mortgage Pre-Qualification vs. Pre-Approval
When considering buying a home, it’s highly recommended that the first step in your homeownership journey is to work with a lender to get pre-qualified or pre-approved for a mortgage. While the two terms sound similar and both help give buyers an understanding of how...
Why Refi? 5 Common Reasons to Refinance a Mortgage
The decision to refinance* your mortgage is a strategic move that can have a profound impact on your financial well-being. There are several types of situations when refinancing might provide specific benefits and unlock potential savings. It’s important that...
Homeownership Tips: 4 Simple Interior Design Trends for 2024
New year, new décor? Interior design can turn a house into a home with the combination of modern or traditional flare and personal style. Whether you’re planning to sell your current home in 2024 and need to attract potential buyers with stage-worthy features or...
What to Know About the Condo Loan Process
Condominiums—commonly known as condos—are a great option for homebuyers looking for less maintenance, urban settings, lock-and-leave lifestyle, and community amenities. But the differences between financing condos and single-family homes may bring more complexity to...
Mark Daly
Loan Officer
NMLS #317641
1209 Culbreth Drive, Suite 228
Wilmington, NC 28405
Branch: 910.348.0488
Cell: 970.237.9341
